Working Capital for Business in New York City

Businesses in New York City rely on working capital for everything from inventory purchases to covering overhead costs, making plans for growth, and more. At Ambition Funding Solutions, we provide working capital solutions for startups, small businesses, and commercial organizations of every type and size to ensure success in a competitive local marketplace. Our working capital solutions give New York business owners a reliable source of discretionary funds that can be used for a wide range of purposes, including:

  • Hiring additional staff
  • Purchasing inventory, materials, and supplies
  • Equipment, tools, machinery, and vehicles
  • Seasonal sales
  • Marketing campaigns
  • Growth opportunities

Ambition Funding Solutions provides working capital to NYC business owners with our unsecured lines of credit and merchant cash advances.

Unsecured Lines of Credit for NYC Businesses

Unsecured lines of credit from Ambition Funding Solutions provide New York business owners with the working capital they need to thrive and grow. We are committed to offering accessible working capital solutions in NYC, which is why our unsecured lines of credit are available for new businesses and startups, as well as larger, more established businesses. Our unsecured business lines of credit feature a number of benefits, including:

  • Credit limits from $25,000 on up to $50,000 for startups and new businesses
  • Credit limits up to $500,000 and above for established companies
  • No collateral required
  • Low interest rates between 1% and 5%
  • No subprime loans
  • Fast prequalifications

Merchant Cash Advances for NYC Businesses

Ambition Funding Solutions offers merchant cash advances to NYC businesses as a more flexible alternative to traditional debt-based loans. Our merchant cash advances provide an injection of working capital without placing debt on the books, and with no fixed payments. Instead, the balance on the merchant cash advance is repaid through a small percentage of credit card receipts from major brands, such as:

  • Visa
  • American Express
  • MasterCard
  • Discover

This gives local businesses much more flexibility without placing a strain on finances. Additionally, there are no prepayment penalties, so if your business is in a position to pay off the balance ahead of schedule, you can do so without triggering hefty fees. Merchant cash advances from Ambition Funding Solutions feature:

  • Working capital amounts up to $200,000 per business location
  • No collateral required
  • No fixed payments, application fees, or closing costs
  • Flexible repayment methods
  • Funds available in as little as 7 days
  • Minimal paperwork to qualify
  • No prepayment penalties

Contact Us

 Ambition Funding Solutions works directly with New York business owners to provide working capital solutions tailored to their needs. From bodegas and convenience stores on up to tech firms, manufacturers, large retailers and more, our services are available to businesses spanning all industries in NYC. Whether you need to smooth out uneven revenue cycles, get a jump start on seasonal sales, position your business for growth, or anything else, contact the team at Ambition Funding Solutions today to learn more about our working capital programs for New York businesses.